Plastic Surgery: Covered If It Is Not Cosmetic?

Women and men are on their way to attract the opposite sex in every way possible. Sometimes they make several changes in their body structure to achieve their goal and choose plastic surgery without knowing if they are covered or not covered by their health insurance. After spending a large amount, they usually contact their insurer to take the request and are disappointed at the end of the assignment.


There is no question that insurance companies pay for treatment according to the different terms and conditions of the health insurance plan you have chosen. Now the question arises: do insurers offer coverage in plastic surgery? Well, before answering this question, you must know that there are two types of plastic surgery: constructive and aesthetic.


Surgery fabrication: this surgery is done to resume the proper functioning of the body and improve the quality of life.

Cosmetic Surgery: This surgery is generally performed to improve the appearance. Liposuction, breast augmentation, eyelid surgery are some examples of cosmetic surgery.

Here is the answer to the previous question: Coverage for plastic surgery is only provided if it is constructive. Insurance providers work on different platforms before providing coverage. In general, consider the factor if they are cosmetic or reconstructive. Also, is it necessary for the normal functioning of the body? Will the quality of life of the individual improve? The guidelines, terms and conditions of all insurance companies to cover generally vary.

Insurance companies consider medical procedures to check if they are covered by health insurance benefits. In addition, they perform a long-term evaluation, a comprehensive evaluation followed by supervised physician programs to check non-surgical methods to solve the problem.


Cosmetic Surgery Clinic in Delhi performed after a car accident, accidents or major pathologies, such as congenital anomalies that do not allow normal functioning of the body, are covered by health insurance only if the quality of life and the functioning of the body are restored. Before coverage, insurance companies may also require a statement from a qualified physician that confirms that all non-surgical solutions have been exhausted prior to the procedure and is the only option that can help them live properly.


So, I came to the fact that since every insurance company has its own cover, you can limit and exclude them at any time. Before choosing any of the procedures, you should always contact your insurer to get all the information you need to make the plan. Otherwise, the minimum knowledge on the subject can be dangerous and generate an unexpected cost.