The Affordable Care Act, also known as Obamacare, is the health insurance reform legislation passed by Congress and signed into law by President Obama in 2010. It went into effect on August 1, 2012. The Act aims for best preventative care that includes helping pregnant women and new moms pay for lactation support, counseling and breastfeeding equipment.
After you select a particular type of breast pump you need to call your health insurance company to check in network breast pump providers. Every insurer and plan is different so pregnant women and new moms must verify the availability of free breast pump with insurance.
Lucina Care, the best breast pumps and accessories supplier maintains a close network with many insurance companies that cover breast pumps throughout the US. You must contact your insurance company for specific plan benefits. Your coverage will be verified and compared to your pump choice during processing by a Lucina care representative. You can also find your choices on Lucina’s website. Insurance double electric pumps are offered by Lucina Care without co-pay or deductibles.
You simply need to call your insurance company to make sure your purchase will be covered. The best part in contacting Lucina Care is that they will do the transaction between it and the retailer, so that you simply get your free breast pump without a hassle.
In some cases, you may have to submit a prescription (Rx) or doctor’s order with the mother’s name on it to get a free breast pump with insurance. Each insurance company has their own guidelines for claim approval or denial. For example, if your insurance company is United Health Care, Lucina Care requires all UHC members (commercial and Medicaid) to have a prescription or doctor’s order in the mother's name to get a free double electric breast pump.
The good news is that now all Tricare members are covered for a breast pump. If your baby is in NICU and you wish to get the hospital grade rental breast pump then you need to attach a doctor’s note with your order or fax it to Lucina Care. If your baby is not in NICU then you are covered for a single user double electric breast pump.
There is however an exception in case of Aetna, POMCO and Humana where members are not required to send a prescription to order a pump.
Different insurance companies cover different types of beast pumps to meet your baby’s daily breastfeeding needs. There is United Health Care, UMR and Oxford and POMCO covering Melodi Prime, Lansinoh Signature Pro pumps and more. Also, Aetna covers Melodi Prime, Phillips Avent, Lansinoh Signature Pro, Freemie Deluxe, etc.
Author Bio: For more information on breastfeeding pumps, or for a list of some of the best Free Breast Pump with Insurance available, visit https://lucinacare.com for full in-depth reviews on manual breast pumps, electric breast pumps, and hospital grade breast pumps.